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Licenses nat. bank
Opening a Bank Account in Czech Republic
We offer bank account opening in Czech Republic to individuals and legal entities (non-residents of the Czech Republic).
The popularity of Czech Banks is
facilitated by the following factors
  • Stability
    The stability of the banking system over the past decades;
  • Anonymity
    Strict compliance with the Bank Secrecy Act;
  • Multilingual
    Russian-speaking personnel is available in some financial institutions, and English-speaking personnel is always present as well – there are a lot of employees who are fluent in English – the universal language for citizens of any country;
  • Attractive conditions
    Attractive conditions for opening an account and its services for both residents and foreign citizens - individuals and legal entities.
For further information about our Bank account services please feel free to contact us
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Benefits of opening an account in the Czech bank
State guarantee
All accounts regardless of the chosen currency (both in Czech korunas, in dollars, and in euros) fall under the state guarantee.
Stable Internet banking
You get convenient and stable Internet banking for remote account management.
Bank secrecy
The country has a law on bank secrecy, according to which information about accounts and their owners is not disclosed to police and tax authorities.

In the whole history of the Czech Republic, even in the days of developed socialism, there have been no cases of confiscation of foreign funds or other discriminatory measures against their property.
We offer accounts in the Czech Republic
in the following banks:
ČESKOSLOVENSKÁ OBCHODNÍ BANKA, A.S.
Československá obchodní banka, a. s. (ČSOB) was established by the State in 1964 as a bank for providing services in the field of foreign trade financing and convertible currency operations. It 1999 the control block of shares was bought by the KBC Bank Group. In June 2007, KBC became the only shareholder of Československá Obchodní Banka. Today the bank offers its services to all groups of clients in the field of private credit activities, credit activities for small and medium enterprises, services for corporate clients.

Website: www.csob.cz

Available currencies: CZK, EUR, GBP, CHF, JPY, CAD, SEK

We offer Bank accounts for individuals and legal entities.

The Bank opens accounts only with the personal presence of the client. (Until the client arrives we prepare all the necessary legal forms and their translations, the client only has to take the banking tools and undergo quick identification). For onshore (all European jurisdictions) and offshore (classic offshore) companies.)
ČESKÁ SPOŘITELNA, A.S.
Česká Spořitelna Bank was founded in 1825. Today, it is one of the largest banks in the Czech Republic. More than 5 million customers use the services of the bank. In 2000, the Bank entered the Erste Group, which is one of the leading companies in Central and Eastern Europe, with a customer base of 16.4 million people.

Website: www.csas.cz

Available currencies: CZK, USD, EUR, CAD, CHF, DKK , GBP, JPY, SEK, SKK.

The Bank opens accounts only with the personal presence of the client for both individuals and legal entities. For onshore (all European jurisdictions) and offshore (classic offshore) companies.
CREDITAS
Credittas has more than 20 years of experience in the Czech market, and on the 1st January 2017, Creditas receives a Bank license from the Czech People's Bank and changes its status from a credit and financial institution to the Bank.

Website: www.creditas.cz

Available currencies: EUR, USD, GBP, CHF, PLN and RUB.

We offer Bank accounts for individuals and legal entities.

The Bank opens accounts only with the personal presence of the client for both individuals and legal entities. (Until the client arrives we prepare all the necessary legal forms and their translations, the client only has to take the banking tools and undergo quick identification). For onshore (all European jurisdictions) and offshore (classic offshore) companies.)
FIO BANK
The history of Fio Banka started in 1993: two graduates of Charles University in Prague opened a company focused on securities trading. Fio became the largest Czech online broker in a few years' time. Efforts to expand Fio's range of financial services led to the establishment of a credit union.

Fio banka received its bank license in 2010. One of the main features of Fio banka is that it provides banking services completely free of charge. Fio Banka is one of the fastest growing banks in the Czech Republic.

Website: www.fio.cz

Available currencies: CZK, EUR, USD, AUD, CAD, DKK, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEК.

We offer Bank accounts for individuals and legal entities.

The Bank opens accounts only with the personal presence of the client for both individuals and legal entities. (Until the client arrives we prepare all the necessary legal forms and their translations, the client only has to take the banking tools and undergo quick identification). For onshore (all European jurisdictions) and offshore (classic offshore) companies.)
Documents for opening an account in a Czech bank
  • Passport
    Civil and foreign passports (for individuals and account managers)
  • Documents for the company
    An apostilled package of documents for the company (for legal entities)
  • Confirmation of residence
    A document confirming registration at the place of residence (for example, a receipt for payment of utility bills)
  • Description of the business
    Completed bank forms and a brief description of the business (for legal entities)
  • Other documents
    The Bank is entitled to request other documents
Licenses of the
Czech National Bank
Most financial services are subject to regulation; therefore, in order to conduct business in this field, a license of the Czech National Bank is required. Our company specialises in drawing up permits, licenses and registration documents in the Czech National Bank.
Permission. License. Registration
We draw up permits, licenses and registration documents for our clients:
  • Non-bank credit company
    which provides consumer credits
    (4 licenses)
  • Office of payment
    (4 permits)
  • Small provider of payment services
    (5 registrations)
  • An institution working in the field of e-currency
    (1 permit)
  • A small emitter
    of e-currency
    (2 registrations)
  • A bank
    (1 license change)
  • Securities dealer
    (4 permits)
  • Investment broker
    (3 registrations)
  • Insurance broker
    (3 registrations)
  • Investment company
    (1 permit)
  • Investment fund
    (1 permit)
  • Currency exchange service provider
    (2 registrations)
The process how the Czech National Bank provides licenses
Because of our daily work in drawing up permits, licenses and registrations for the Czech National Bank, we are familiar with not only the subtle nuances of legal issues pertaining to these matters, but also the exact requirements, and the process of such procedures (unwritten rules).
That is why we can guide our clients through the whole procedure, timely informing them about the specific requirements and preparing the necessary documents.
The process how the Czech National Bank provides licenses (but not registration) goes as follows: the applicant must prepare

  • A document confirming the qualifications of the managers;
  • A document confirming that the individuals who have a property deposit in the company comply with the terms stipulated by the law;
    A high-quality business plan

    • A descriptive part concerning the services provided;
    • A forecast of profits and losses in a form of report (our law firm offers a high-quality plan development);
    • Initial capital stipulated by the law and provided by shareholders and members;
    • A transparent and clear origin of the capital. The company and its shareholders (members) must be able to prove the origin of the capital (for example, by tax statement);
    • Meeting the requirements for capital adequacy. The company must obey the proportions of own resources and the dimensions of risk stipulated by the law.
    There is a need for rules of management

    • Internal regulations of the organisation;
    • Internal records management regulations;
    • Regulations for archiving and destruction of documents;
    • Regulations for execution of documents;
    • Type of accounting;
    • Percentage-based incentive system (our law firm can provide the development of all the rules);

    There is a need for rules
    for professional client service

    • Internal code of conduct which describes the rules and procedures for negotiations with clients (our law firm can provide the development of the internal code);
    There is a need for internal monitoring rules

    • Continuous monitoring for compliance with the legislation and internal regulations – internal compliance standards;
    • Internal audit standards;
    • Methods of internal control;
    • Internal set of actions to oppose money-laundering;
    • Claim handling procedure (our law firm can provide the development of all the rules);
    There is a need for risk-management rules

    • Internal risk-management rules;
    • Method for estimation of sufficient capital (our law firm can provide the development of all the rules);
      We can draw up a permit, license, or registration in the Czech National Bank and guide you through the whole procedure
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